| Meet payroll | |
| Expand inventory | |
| Additional working capital | |
| Improve facilities | |
| Advertise | |
| Remodel | |
| Purchase New Equipment | |
| Pay taxes | |
| Open a new location | |
| Emergencies | |
| Pay operating expenses | |
| Get through a slow period | |
| Buy out a partner |
| Be in business for more than one year (some programs with a minimum of 5 months) | |
| Accept credit cards as a form of payment for at least four months | |
| Have no bankruptcies within the past year | |
| Have no outstanding judgments or pending litigations that exceed $175,000 |